Loans2Go.Online

Loans2Go

Terms

Additional Terms of Service

title: Terms of Use description: Legal Notices

#Terms of Use Loans2Go.Online, owns and operates the website located at Loans2Go.Online (the “Site”). Loans2Go.Online provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following:


##Products and Services Loans2Go.Online is not a lender or lending partner and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site by Loans2Go.Online. Specific loan products are offered to you directly by the lender or lending partner.


##Esign Consent You agree that clicking “Get Cash Now” (or other such button you use to submit your form) acts as your electronic signature. You further consent that we and any lender or lending partner we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender or lending partner is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.


##SMS Terms and Conditions By clicking “Submit”, I agree to receive informational, promotional or marketing related SMS messages from Loans2Go.Online and marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription by texting STOP in response to the message you receive. You can also get info directly on your phone by texting HELP in response to the message you receive. Service will continue until customer cancels.


##Email Opt-In By providing Loans2Go.Online with your email address, you agree to receive transactional and promotional emails from Loans2Go.Online, its marketing partners, lenders and lender networks.


##Loan Inquiry Policy Loans2Go.Online reserves the right to reject your inquiry at any time for any reason not prohibited by law. Loan2sGo.Online may require additional information or verification before your form is accepted. When you submit your information through a form on our Site, you will be connected with a lender or lending partner for further consideration based on the lender’s or lending partner’s policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender’s or lending partner’s decision. Loans2Go.Online is not responsible for taking, approving or denying your form. By submitting your information, you agree that if we cannot find a lender or lending partner that can offer you the type of loan you initially requested, we will search our network of lenders or lending partners to see if we can find other lenders or lending partners with different loan products to help you.


##Credit References Participating lenders or lending partners may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders or lending partners may obtain such credit reports and verify your information.


##Restrictions You must be 18 years or older and a legal resident of the United States to submit a form. You agree not to use this Site for any illegal or inappropriate activities.


##Compliance with Laws You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site’s third party vendors. Loans2Go.Online may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.


##Intellectual Property The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of Loans2Go.Online, its licensees, or other third parties who have authorized use of such properties on the Site.

You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. Loans2Go.Online reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.


##Limitation of Liability and Disclaimer of Warranties Loans2Go.Online uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. Loans2Go.Online makes no representations regarding your use of this Site or results that you may or may not obtain through such use.

NEITHER Loans2Go.Online NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.


##Third Party Content This Site may contain links to websites maintained by third parties. Loans2Go.Online is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.


##Privacy Loans2Go.Online’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and our responsibilities regarding your personal information. Loans2Go.Online will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. Loans2Go.Online reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.


##Security Loans2Go.Online uses industry-recognized technology to protect your personal information. Although Loans2Go.Online takes commercially reasonable measures to secure your personal information submitted through this Site, Loans2Go.Online cannot guarantee that your information will not be intercepted or decrypted by others. So long as Loans2Go.Online uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.


##Site Use Loans2Go.Online does not charge you any fees for your use of this Site or our marketplace service. Loans2Go.Online is not acting as an agent for (1) you, (2) any lender or lending partner or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. Loans2Go.Online may receive compensation from lenders or lending partners and other third parties for its services.


##Law and Venue This Agreement and all disputes shall be governed by, and construed in accordance with the laws of the State of Georgia, without giving effect to the body of laws pertaining to conflict of laws. All disputes between the Parties shall be brought solely and exclusively in the Courts located in the County of Forsyth, State of Georgia. Lead Seller consent to the jurisdiction of the courts located in the County of Forsyth, State of Georgia, and waive all objections to venue and jurisdiction within the forum.


##Binding Arbitration Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings Loans2Go.Online or with any lender or lending partner you borrow from as a result of Loans2Go.Online’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules in Forsyth County, Georgia. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.


##Modification Loans2Go.Online reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.


##Indemnification By using this Site, you agree to indemnify, defend and hold harmless Loans2Go.Online, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.


##Violation of the Terms of Use By using the Site, you understand and agree that Loans2Go.Online in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if Loans2Go.Online believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.


##Class Action Waiver ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR Loans2Go.Online WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER OR LENDING PARTNER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.


##Miscellaneous All rights not expressly granted to you are reserved to Loans2Go.Online. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. Loans2Go.Online’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.


##Contact Information: Address: Loans2Go.Online 1735 Buford Hwy, Ste 215-225, Cumming GA 30041 Email Address: support@Loans2Go.Online

INFORMATION FOR ISPs:

Website: www.Loans2Go.Online Email Address: support@Loans2Go.Online

PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR REQUEST STATUS, YOU MUST CONTACT YOUR LENDER OR LENDING PARTNER DIRECTLY. Loans2Go.Online IS NOT YOUR LENDER OR LENDING PARTNER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.

Notice and Take Down Procedures

If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:

Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (for example, the URL) of an authorized version of the work. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will allow location of the material. Your name, address, telephone number and email address. A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, its agent, or the law. A statement that your submission is accurate and that "under penalty of perjury" you are the copyright owner or the owner’s authorized agent. A signature or the electronic equivalent from the copyright holder or authorized agent. Send the above information to:

Legal Department Loans2Go.Online 1735 Buford Hwy, Ste 215-225 Cumming GA 30041 Email Address: legal@Loans2Go.Online

For all email submissions, please include the subject line: DMCA Takedown Request.

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Policies

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website uses Site Visit Recordation Technology to memorialize site visits, including technology provided by third parties like Jornaya’s LeadiD. By submitting your information through this website, you consent to the use of Site Visit Recordation Technology.

The owner of this website is not a lender or agent of any lender and does not take loan applications or otherwise engage in lender-related activity (including without limitation making credit decisions or arranging, brokering, originating, servicing, underwriting, funding, or collecting payments for any lender). Submitting your information via this website is a request to be connected with one or more financial service providers that may be able to help you with your financial needs, each being responsible for taking a credit application, verifying your information, and making their own credit decisions.

The services offered by this website are administrative only (frequently referred to as “lead generation”) and are offered to you free of charge. Lenders and other financial service providers pay a fee to be connected to consumers in search of financial services, often based on a ping tree model similar to Google AdWords where the highest available bidder is connected to the consumer.

In some cases, you may be given the option of being connected to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a TLE, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution in a tribal jurisdiction. You should read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

By submitting your information via this website, you authorize the owner of this website and its network of available lenders to do a credit check, which may include verifying your social security number, driver license number, or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Clarity, DataX, or others. You also authorize the owner of this website to share your information and credit history with its network of available lenders and other service providers.

This service is not available in all states.

Late Payments Hurt Your Credit Score

When a lender decides to offer you a loan, it is required by law to provide documents that contain all fees and rate information pertaining to that loan, including any potential fees for late-payments, and the terms (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss payment options.

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